CENTRAL PACIFIC BANK’S GO CONTACTLESS! SWEEPSTAKES

1) ELIGIBILITY: Central Pacific Bank’s Go Contactless! Sweepstakes (“Sweepstakes”) is open to legal U.S. residents of the State of Hawaii, eighteen (18) years of age or older. This Sweepstakes is void where prohibited and is subject to applicable federal, state, and local laws and regulations. Participants must have a valid Hawaii Driver’s License, State ID, Military ID or Passport and prove Hawaii residency prior to participating. Businesses and other entities are prohibited from entering the Sweepstakes. Employees of Central Pacific Bank, its parent company, affiliates and subsidiaries, along with members of their immediate family and/or those living in the same household are not eligible to win in this Sweepstakes.

2) SPONSOR: The Sponsor of this Sweepstakes (“Sponsor”) is Central Pacific Bank, 220 South King Street, Honolulu, HI 96813, member FDIC.

3) HOW TO ENTER: NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER. A PURCHASE OR TRANSACTION WILL NOT INCREASE YOUR ODDS OF WINNING. The Sweepstakes begins on or about 12:00:01 AM Hawaii Standard Time (“HST”) on September 1, 2021 and ends at 12:00:00 PM HST on October 31, 2021 (“Promo Period”) and consists of nine (9) entry periods (each an “Entry Period”) as outlined in the table below. There are two (2) methods of entry, as follows:

3a) To enter the Sweepstakes with your personal Central Pacific Bank Debit Card – participants automatically submit one (1) entry into the Sweepstakes for each eligible Point of Sales (“POS”) transaction made using their eligible Central Pacific Bank debit card (“Card”) during the applicable Entry Period. Eligible POS transactions include Signature, PIN, Contactless and recurring debit card transactions. Transactions that are denied, on hold, or are not successfully processed during the Entry Period are not counted in the Sweepstakes. ATM, Automated Clearing House (“ACH”), ACH Converted Checks and other DDA Electronic Debit (Real Time) transactions are not counted in the Sweepstakes. The Sponsor does not determine how merchants identify transactions but reserve the right to determine which transactions qualify. Businesses and other entities are prohibited from entering the Sweepstakes, and as such, all transactions made using a Central Pacific Bank business card will be voided and will not be counted as an entry. All transactions made using a Central Pacific Bank card that is not actively linked to a CPB checking account will be voided and will not be counted as an entry.

3b) To enter the Sweepstakes without a personal Central Pacific Bank Debit Card – participants may submit an entry into the Sweepstakes during the applicable Entry Period by handwriting their full name, complete mailing address, telephone number, email address, date of birth and the words “Central Pacific Bank Go Contactless! Sweepstakes 2021” on a plain 3” × 5” piece of paper and mailing it in a sealed and stamped #10 envelope to: Central Pacific Bank, ATTN: Retail Product Management, PO Box 3590, Honolulu, HI 96811. Mail-in entries are not limited; however, each mail-in entry must be submitted in a separate envelope with all requested information attached. Mail-in entries missing any information requested will automatically be disqualified from the Sweepstakes. Mail-in entries must be received no later than the Entry Period to be added to debit card transaction entries received and merged for the Sweepstakes drawing for such Entry Period.

The Sponsor reserves the right in its sole and absolute discretion to disqualify any entry it deems incomplete, incoherent, illegible, inappropriate, or abusive. The Sponsor is not responsible for entries which are lost, late, stolen, incomplete, illegible, inaccurate, undelivered, delayed, misdirected, or cannot be completed due to electronic or technical difficulties, errors in these Rules, in any Sweepstakes-related advertisements or other materials; human-processing error; failures of electronic equipment, computer hardware or software; or inaccurate entry information, whether caused by equipment, programming used in this Sweepstakes, human error or otherwise; regardless of cause. The use of any software-generated, programming, or any other mechanically produced mass entries are prohibited and subject to void at the Sponsor’s discretion. The Sponsor reserves the right to void any entries who the Sponsor believes may hinder the security, integrity, or fairness of the Sweepstakes.

4) SELECTION FOR WINNERS: For each Entry Period, the below prizes will be awarded in an individual random drawing among all eligible entries received during that Entry Period. Potential winners will be selected in a random drawing by the Sponsor, from among all eligible entries received on each of the drawing dates set forth in the chart below, for a total of thirteen (13) drawings. Drawings will be conducted by the Sponsor, whose decisions will be final and binding in all matters relating to this Sweepstakes. Non-winning entries received for one (1) Entry Period drawing will be carried forward to subsequent Entry Period drawings. The Weekly Prizes will each have one (1) Winner per prize, totaling eight (8) Weekly Prize Winners. The Grand Prize will have up to five (5) Finalists, with one (1) Grand Prize Winner and four (4) Runner-Ups that will be awarded a compensation prize. The number of finalists may change under the Sponsor’s discretion. The potential prize winners will be notified by the Sponsor via telephone or email (method selected at Sponsor’s discretion). Subject to verification of eligibility and compliance with these Rules, the potential winners will be declared the official winners of the Sweepstakes. Winners have the right to decline to accept any prize they are selected to win without any obligation. Winners have only 24 hours from the Sponsor’s calls and emails to claim their prize. Unclaimed prizes will be forfeited, and the Sponsor has the right to randomly redraw for another potential winner until a prize is claimed. Limit one (1) weekly prize per person, immediate family member or household. A Winner for a Weekly Prize is still eligible for the Grand Prize. Odds of winning will depend on the total number of eligible entries received for each applicable Entry Period as described in the Section 3 “How To Enter” above.

5) PRIZES: Eight (8) Weekly Prizes, one (1) Grand Prize, and up to four (4) Runner-Up Prizes will be awarded in this Sweepstakes. Federal, state and local taxes and all other expenses not specified herein are each winner’s sole responsibility. Prize providers may have additional rules associated with the specific prizes. By claiming a prize, the winners are agreeing to take full responsibility and ownership of the prizes and its accompanying expenses, including but not limited to insurance, taxes, subscriptions, licensing and any other related fee to the claimed prize(s), regardless of whether the prizes, in whole or in part, are used. The Sponsor or any prize providers are not responsible for and will not replace any lost, damaged, stolen prizes or any prize that is undeliverable or does not reach a winner. If a winner does not accept or use the entire prize, the unaccepted or unused part of the prize will be forfeited, and the Sponsor will have no further obligation with respect to that prize or portion of the prize. Prizes are non-transferable and cannot be given back to the Sponsor once the prize is claimed. No substitutions are allowed except at the sole discretion of the Sponsor, which reserves the right to substitute a prize of an approximate comparable value at the Sponsor’s discretion. Prizes may not be exchanged, transferred, redeemed for cash, resold, or offered for resale. There are no exceptions to any rules. The prize providers and the prize winners must address tax laws according to the federal tax law regarding prize winners.

The Approximate Retail Value (“ARV”) of the prizes is based on available information provided to the Sponsor and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of each winner for the actual value of the prizes received.

TOTAL ARV OF ALL PRIZES AWARDED IN THIS SWEEPSTAKES: $55,100.

WEEKLY PRIZES

GRAND PRIZE

6) WINNER NOTIFICATION: Winning Participants will be notified either via email or telephone based on the information on the Sponsor’s database or information from the mail-in entries (method selected at Sponsor’s discretion). Winning participants have up to 24 hours to claim their prize. In the event the prize winners do not respond within 24 hours, another winner will be chosen for that particular prize and new winners will be contacted until an eligible winner is selected for each prize. The Winner may be required to complete and sign an Eligibility and Liability Release, a Publicity Release, and IRS Form W-9, which must be returned within 1 day from date of issuance thereof or the prize may be forfeited and awarded to an alternate winner under the Sponsor’s discretion. The Winner may be required to submit a copy of a valid photo ID and proof of Hawaii residency in order to qualify. If a winner is not reachable via telephone number or e-mail address provided available by the Sponsor’s database or by the mail-in entries, or a forwarding e-mail address is not made or if the prize notification is returned as undeliverable, then the prize will be forfeited, and an alternate winner may be selected. In the event a selected Winner does not meet the stated eligibility requirements, an alternate winner may be selected. Determinations made by Sponsor are final on all matters relating to the Sweepstakes.

7) CLAIMING THE PRIZES: An event at the Central Pacific Bank Plaza (Address: 220 South King Street, Honolulu, HI 96813) will be held on Monday, November 8, 2021 to announce the Grand Prize Winner (“Sweepstakes Event”). The five (5) Finalists must agree to participate in the event in order to claim their prize. In alignment with the state’s COVID mandate, Finalists must show proof of vaccination or a negative COVID test within 48 hours to attend the Sweepstakes Event. If the Finalist is unable to show proof of vaccination or a negative COVID test within 48 hours or is unable to attend the event themselves, they are allowed to assign a substitute to attend the Sweepstakes Event on their behalf. Potential Finalists that are unable to attend the event themselves or find a substitute in their place forfeits the prize and an alternative Finalist will be chosen. Once the five (5) Finalists are selected, the Winner of the Grand Prize will be selected by random draw at the event hosted by the Sponsor. The four (4) remaining Finalists will receive the Runner-Up Prizes. The four (4) Runner-Ups must have an open Central Pacific Bank (“CPB”) deposit account in good standing to be credited their prize. If a Runner-Up does not have a CPB deposit account, they are able to open a Value Checking account to be credited their incentive. The Winner of the Grand Prize must have both requirements by November 8, 2021 to obtain the grand prize: 1) auto insurance in good standing and 2) a valid driver’s license. The Grand Prize Winner may be asked to sign and/or provide additional paperwork for vehicle ownership. If the Grand Prize Winner does not meet both requirements, the Sponsor has a right to select an alternative winner in their discretion.

Weekly Prize Winners must agree to pick up their respective prize at the Main Branch of Central Pacific Plaza (Address: 220 South King Street, Honolulu, HI 96813) at the Sweepstakes Event. If the Weekly Prize Winner themselves, is unable to pick up their respective prize themselves, the Winner is allowed to assign a substitute to pick up the prize on their behalf. If the Weekly Prize Winner or assigned substitute is unable to pick up the prize within five (5) days of claiming their prize, the prize will be forfeited, and an alternate winner may be selected at the Sponsor’s discretion.

The Sponsor or any prize providers are not held responsible for and will not replace any lost, damaged, stolen prizes upon giving the prizes. The Sponsor and any associates, partners, and consultants involved in coordinating the event reserve the right to suspend, cancel or modify the promotion/Sweepstakes at any time should an incident happen that would affect the integrity, administration, and security of the promotion/Sweepstakes including acts of God, natural disaster, war, pandemic, epidemic, and any other threats that would affect the ability to execute the promotion/Sweepstakes as planned.

8) TERMS & GENERAL CONDITIONS: By entering this Sweepstakes, entrants agree to be bound by these Official Rules and the decisions of Sponsor. Entrants agree that this Sweepstakes is governed by the laws of the State of Hawaii without regard to its principles of conflicts of law. Jurisdiction for any legal proceedings related to the Sweepstakes shall take place solely in Honolulu, Hawaii. As a condition of entering the Sweepstakes, participant agrees that: a) under no circumstances will participant be permitted to obtain awards for, and participant hereby waives all rights to claim punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; b) all causes of action arising out of or connected with this Sweepstakes, or any prize awarded, shall be resolved individually, without resort to any form of class action; and c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event attorneys’ fees. By entering the Sweepstakes, the entrant agrees to hold the Sponsor harmless from and against any and all liability, loss, injury or death to entrant or any other person or entity, and damage of any kind, including, without limitation, damage to personal or real property, personal injuries, death and bodily injury, arising out of or resulting from, in whole or in part, directly or indirectly, by reason of the acceptance, possession, use or misuse of any Prize and/or Prize Activities awarded in connection with this Sweepstakes. The Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Sweepstakes if it is not capable of running as planned and award prizes from among all eligible entries received prior to cancellation. Sponsor reserves the right, in its sole discretion, to cancel or suspend this Sweepstakes, in its entirety or in part, should tampering, unauthorized intervention, counterfeiting, fraud, technical failures, or other causes beyond Sponsor’s control corrupt the administration, security, fairness, integrity or proper play of the Sweepstakes. Sponsor reserves the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes, to be acting in violation of the Official Rules or any laws, or to be attempting to undermine the legitimate operation of the Sweepstakes by cheating, hacking, deception, misappropriation, infringement, multiple social media accounts, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Sponsor’s representatives. Sponsor reserves the right to terminate or modify these Official Rules at any time, without cause or prior notice, and to interpret these Official Rules and make decisions regarding the interpretation of these Official Rules at any time in its sole and absolute discretion.

9) RIGHTS GRANTED BY SWEEPSTAKES PARTICIPANTS: By entering the Sweepstakes, Participants, Winners, and Winners’ work teams grant the Sponsor and each of its affiliates the right to use their name, work place and/or likeness for publicity and promotional purposes relating to the Sweepstakes without further compensation, notice or consent, in any and all forms of media, unless prohibited by law.

10) LIMITATION OF LIABILITY: By entering the Sweepstakes, entrants agree to release and hold harmless the Sponsor, organizers, vendors, business supporters, prize providers and manufactures, Instagram and Facebook, and each of their parent companies, subsidiaries and affiliates, advertising and promotion agencies, its affiliates, and all of their respective agents, representatives, officers, directors, shareholders and employees from and against any claim or liability for any bodily injury, loss, cost or damages of any kind to persons, including death and property, damages sustained due in whole or in part, directly or indirectly, from the creation of an entry including any and all claims for copyright infringement, invasion of privacy, violation of the right of publicity or defamation, the acceptance, possession, use or misuse of the prize or parts thereof, if applicable, or participation in the Sweepstakes or participation in any Sweepstakes or related activity. Any violators will be prosecuted to the full extent of the law. Except where prohibited by law, all prizes are awarded “AS IS” and without warranty of any kind, express or implied (including without limitation any implied warranties of MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE).

11) PRIVACY POLICY: Information submitted with an entry is subject to the Privacy Policy stated on the Sponsor’s website. To read the Privacy Policy, click here https://www.cpb.bank/privacy-policy-security.

All verified and certified winners will be posted to the official Central Pacific Bank Instagram account by November 30, 2021 or within 10 days after all prizes are claimed, whichever is the latter, that affirms all prizes were given away as outlined herein and that, the Sponsor has certified the process was executed within the rules as prescribed.

This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Instagram or Facebook. This Sweepstakes is not associated, affiliated, sponsored, endorsed, or approved by Kyo-Ya Properties, Sheraton Waikiki and Moana Lani Spa or any of its subsidiaries and by the manufactures of the prizes and its subsidiaries, including but not limited to, Apple, Echelon, Amazon, DJI, SUPER73, and Toyota Motor Corporation. Instagram is a trademark of Instagram LLC.

As of 10/18/2021