OFFICIAL RULES

CENTRAL PACIFIC BANK’S LIVE LOCAL HI CAMPAIGN

1) ELIGIBILITY: The Central Pacific Bank’s #LiveLocalHIi (“Campaign”) is open to legal U.S. residents of the State of Hawaii, eighteen (18) years of age or older. This Campaign is void where prohibited and is subject to applicable federal, state, and local laws and regulations. Employees of Central Pacific Bank, its parent company, affiliates and subsidiaries, are not eligible to win in this Campaign.

2) SPONSOR: The Sponsor of this Campaign (“Sponsor”) is Central Pacific Bank Foundation, 220 South King Street, Honolulu, HI 96813, Member FDIC.

3) HOW TO ENTER: NO PURCHASE OR TRANSACTION IS NECESSARY TO ENTER. A purchase will not increase your chances of winning. The Campaign begins April 11, 2022 12:00AM (HST) and ends November 21, 2022 11:59PM (HST) (the “Campaign Period”). The Campaign will be held four times a year as follows:

• Kaimuki
• Kapolei
• Kaneohe
• Mililani

The Campaign must be entered by submitting an entry through a form using a QR code at participating businesses in Kapolei. Entries must come from participating businesses in Kapolei. Only one submission per participant in each store is allowed. Multiple entries will be accepted if entries are submitted from different businesses. The entry must fulfill all Campaign requirements, as specified in the Official Rules. You may not enter more times than indicated by using multiple email addresses, identities, or accounts in an attempt to circumvent the rules. If You use fraudulent methods or otherwise attempt to circumvent the rules, your submission may be removed from eligibility at the sole discretion of Sponsor.
Sponsor reserves the right in its sole and absolute discretion to disqualify any entry it deems incomplete, incoherent, illegible, inappropriate or abusive.

Sponsor reserves the right, in its sole discretion, to modify the Official Rules (including the entry rules) during the Campaign period without prior notice. Entrants are responsible for reading and understanding the most updated Official Rules prior to the entry.

Sponsor is not responsible for entries that are incomplete, illegible, lost, late, inaccurate, undelivered, delayed, misdirected, do not adhere to the rules or specifications, or cannot be completed due to electronic or technical difficulties, regardless of cause.

4) WINNER SELECTION AND NOTIFICATION: For each Entry Period as set forth in the chart, the below prizes will be awarded in a random drawing among all eligible entries received by the day prior to the end of corresponding Entry Period . Potential winners will be selected in a random drawing by the Sponsor on the last day of each corresponding Entry Period from among all eligible entries received , for a total of eight (8) drawings over the Campaign period. Sponsor’s decisions will be final and binding in all matters relating to this Campaign. Non-winning entries received for one (1) Entry Period drawing will be carried forward to subsequent quarterly drawings. The Grand Prize will have up to four (4) winners and four (4) second place winners. The number of finalists may change under the Sponsor’s discretion. The potential prize winners will be notified by the Sponsor via telephone or email (method selected at Sponsor’s discretion). Subject to verification of eligibility and compliance with these Rules, the potential winners will be declared the official winners of the Campaign. Winners have the right to decline to accept any prize they are selected to win without any obligation. Winners have 72 hours from the Sponsor’s calls and emails to claim their prize by calling or emailing the Sponsor back. Unclaimed prizes will be forfeited, and the Sponsor has the discretion to randomly redraw among all eligible entries for another potential winner until a prize is claimed. Limit one (1) quarterly prize per person. Odds of winning will depend on the total number of eligible entries received for each applicable Entry Period as described in the Section 3 “How To Enter” above.

5) PRIZES: Four (4) total grand Prizes; four (4) second-places prizes.

The Approximate Retail Value (“ARV”) of the prizes is based on available information provided to the Sponsor and the value of any prize awarded to a winner may be reported for tax purposes as required by law. Each winner may be required to provide Sponsor with a valid social security number before the prizes will be awarded for tax reporting purposes. An IRS Form 1099 may be issued in the name of each winner for the actual value of the prizes received. Prize money will be provided in a pre-loaded card.

Total ARV of all prizes awarded in this Campaign: $6,000.

Prize is non-transferable and no substitutions are allowed except at the sole discretion of the Sponsor, which reserves the right to substitute a prize with one of comparable or greater value. For joint account holders, the prize will be awarded to the primary account owner. Winner will be solely responsible for payment of any taxes and fees associated with the prize.

6) TERMS & GENERAL CONDITIONS: By entering this Campaign, entrants agree to be bound by these Official Rules and the decisions of Sponsor. Entrants agree that this Campaign is governed by the laws of the State of Hawaii without regard to its principles of conflicts of law. As a condition of entering the Campaign, participant agrees that: a) participant hereby waives all rights to claim punitive, incidental, consequential, or any other damages, other than for actual out-of-pocket expenses; b) all causes of action arising out of or connected with this Campaign, or any prize awarded, shall be resolved individually, without resort to any form of class action; and c) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, but in no event would include attorneys’ fees. Sponsor reserves the right, in its sole discretion, to modify the Official Rules during the Campaign period without prior notice. Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify or suspend the Campaign if/when total prize distribution reaches $100,000.00, or it is not capable of running as planned and award prizes from among all eligible entries received prior to cancellation. Sponsor reserves the right, in its sole discretion, to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Campaign or Sponsor’s website or violates these Terms & Conditions. Sponsor has the right, in its sole discretion, to maintain the integrity of the Campaign, to void submissions for any reason, including, but not limited to: multiple entries from the same person per day; multiple entries from the same mobile phone or computer in excess of that allowed by Campaign rules per day; or the use of photo manipulations, bots, macros, scripts, or other technical means for entering. Any attempt by an entrant to deliberately damage any website or social media platform or undermine the legitimate operation of the Campaign (including without limitation, cheating, hacking, deception, misappropriation, infringement, multiple social media accounts, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Sponsor’s representatives) may be a violation of criminal and civil laws. Should such attempt be made, Sponsor reserves the right to seek damages to the fullest extent permitted by law. Sponsor reserves the right to terminate or modify these Official Rules at any time, without cause or prior notice, and to interpret these Official Rules and make decisions regarding the interpretation of these Official Rules at any time in its sole and absolute discretion.

7) RIGHTS GRANTED BY PARTICIPANTS: By entering the Campaign, entrants grant the Sponsor and each of its affiliates the right to where permitted by law, to print, publish, broadcast, distribute, and use in any media now known or hereafter developed, in perpetuity and throughout the World, without limitation, your entry, name, portrait, picture, voice, likeness, image, statements about the Campaign, and limited biographical information submitted for the Campaign for news, publicity, information, trade, advertising, public relations, and promotional purposes. without any further compensation, notice, review, or consent.

8) LIMITATION OF LIABILITY: By entering the Campaign, entrants agree to release and hold harmless the Sponsor and Instagram, Facebook and Twitter, and each of their parent companies, subsidiaries and affiliates, advertising and promotion agencies, its affiliates, and all of their respective agents, representatives, officers, directors, shareholders and employees from and against any claim or liability for any bodily injury, loss, cost or damages of any kind to persons, including death and property, damages sustained due in whole or in part, directly or indirectly, from (i) such entrant’s participation in the Campaign and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof; (ii) technical failures of any kind, including but not limited to the malfunction of any computer, cable, network, hardware, or software, or other mechanical equipment; (iii) the unavailability or inaccessibility of any transmissions, telephone, or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Campaign; (v) electronic or human error in the administration of the Campaign or the processing of entries, (vi) the creation of an entry including any and all claims for copyright infringement, invasion of privacy, violation of the right of publicity or defamation, (vi) the acceptance, possession, use or misuse of the prize or parts thereof, if applicable, or participation in the Campaign or participation in any Campaign or related activity.

9) PRIVACY POLICY: Information submitted with an entry is subject to the Privacy Policy stated on the Sponsor’s website. To read the Privacy Policy, click here https://www.cpb.bank/privacy-policy-security.

This Campaign is no way sponsored, endorsed or administered by, or associated with Instagram, Facebook, Twitter, or PayPal. Instagram is a trademark of Instagram LLC. Facebook is a trademark of Facebook Inc. Twitter is a trademark of Twitter Inc. PayPal is a trademark of PayPal Inc.