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Fund your new year goals

with a Personal Loan from CPB

Benefits of a Personal Loan from CPB

No

Prepayment Penalty

No

Annual Fee

No

Collateral Required

Central Pacific Bank offers personal loans that can help you consolidate and pay off high-interest debt1, complete a home improvement project, make a large purchase, or more. Our team listens to your goals and works with you to personalize a budget-friendly solution that’s right for you, plus next business day funding available.

Forbes 2024 Best-in-State Banks Award Winner
Newsweek America's Best Regional Banks 2025 Award Winner
HawaiiBusiness Magazine Best Places to Work 2024

Received a pre-approval letter?

For existing CPB Customers

Redeem your offer directly in online banking!

or visit your nearest branch

For non-CPB Customers

Book an appointment at one of our locations to redeem your offer!

or visit your nearest branch

For in-branch redemptions

If you want to take advantage of a pre-approved offer in branch, be sure to do the following:

  1. Book an appointment or visit a branch near you.
  2. Bring your offer letter
  3. Present a valid government-issued photo ID
  4. Confirm you meet the minimum monthly gross income listed on your offer letter. For loans over $10,000, you'll need to provide your most recent pay stubs for the past 30 days OR 2 years of tax returns.

1 - Consolidating high interest debt into a single monthly payment may not reduce or pay off your debt sooner in all cases. If the monthly payment on your CPB Personal Loan is lower than consolidated high interest debt, it may be due to a lower interest rate on your loan, a longer loan period or a combination of both. 

PRESCREEN AND OPT-OUT NOTICE: “Prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, you can remove your name from prescreened credit offer mailing lists by calling 1-888-567-8688, or writing to Experian Opt Out, P.O. Box 919, Allen, TX 75013-0919