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Unlock financial flexibility with a Personal Loan from CPB

Why get a personal loan with CPB?

✓ Apply online in minutes

✓ Low fixed rates

✓ Exceptional service from Hawaii's finest bank

✓ Next business day funding

✓ No prepayment penalty

✓ No annual fee

✓ No collateral required

Central Pacific Bank offers personal loans that can help you consolidate and pay off high-interest debt1, complete a home improvement project, make a large purchase, or more. Our team listens to your goals and works with you to personalize a budget-friendly solution that’s right for you, plus next business day funding available.

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Received a pre-approval letter?

For existing CPB Customers

 Log into your online banking account to redeem your offer. 

or schedule an appointment to redeem in-branch

For non-CPB Customers

 Make an appointment at your nearest branch to redeem your offer. 

For in-branch redemptions

If you want to take advantage of a pre-approved offer in branch, be sure to do the following:

  1. Book an appointment or visit a branch near you.
  2. Bring your offer letter.
  3. Present a valid government-issued photo ID.
  4. Confirm you meet the minimum monthly gross income listed on your offer letter. For loans over $10,000, you'll need to provide your most recent pay stubs for the past 30 days OR 2 years of tax returns.

1 - Consolidating high interest debt into a single monthly payment may not reduce or pay off your debt sooner in all cases. If the monthly payment on your CPB Personal Loan is lower than consolidated high interest debt, it may be due to a lower interest rate on your loan, a longer loan period or a combination of both. 

PRESCREEN AND OPT-OUT NOTICE: “Prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, you can remove your name from prescreened credit offer mailing lists by calling 1-888-567-8688, or writing to Experian Opt Out, P.O. Box 919, Allen, TX 75013-0919