See what everyone is squawking about.
Experience what it means to be valued, whether you step into our branches or connect with us online. Your financial journey matters and we're here to make it exceptional.
Our top-rated bank app is not just a tool, it’s a game changer. Seamlessly manage your finances, transfer funds, and stay in control, all at your fingertips.
Having been named one of the best banks in Hawaii by Newsweek Magazine, this distinction speaks to our reputation for providing reliable financial services and for ensuring customer satisfaction, trust and confidence.
With nearly 70 years of unwavering commitment to our customers and community, join the legacy of trust and reliability that generations have counted on and find out why Central Pacific Bank is where people like banking.
|Checking Features||Shaka Checking2||Value Checking2|
|Minimum Opening Deposit||$0 when opened at a branch. $25 minimum deposit required if when opened online.||$0 when opened at a branch. $25 minimum deposit required if when opened online.|
|Monthly Service Charge||
No monthly fees
|No monthly fees|
Base Interest compounded daily and paid monthly. Reward Interest compounded monthly, paid monthlyTiered interest rates
|Monthly Statements||Free Online Statements3,4 or $5.00 Paper Statement Fee per Paper Statement Fee per statement||Free Online Statements3,4 or $3.00 ($5 effective as of 12/1/2023) statement unless the account is linked to a personal Exceptional Plan; or has maintained an average balance of $2500 or more for the statement period|
|ATM Fee Waivers and Rebates||No ATM Transaction Fees when you use any CPB or non-CPB ATM worldwide5,6 ATM Surcharge Rebates when you use any non-CPB ATM worldwide (up to $20 per statement period)6,7||
No ATM transaction fees when you use CPB ATMs5,6
|Branch Transactions||$2 for each deposit or withdrawal conducted in the branch||Free|
|Checks||None||Free first order of 40 checks|
|Check Transactions||Checks are not issued on this account. $2 per check transaction if done||Free|
|Debit Card||Platinum Debit Mastercard® with Mastercard® benefits such as Identity Theft Alerts and Identity Theft Resolution Services8.||Platinum Debit Mastercard® with Mastercard® benefits such as Identity Theft Alerts and Identity Theft Resolution Services8.|
|Shaka Checking||Plus Plan Benefits (Add-on)|
||First 3 Months Free! Upgrade your Value Checking account with Plus Package for just $4.95 per month11 and get:
|Plus Plan Benefits (Add-on)||First 3 Months Free! Upgrade your Value Checking account with Plus Package for just $4.95 per month8 and get: